I never knew the importance of having an emergency fun until several months back when I lost my job. I was approaching the last few months of my lease and preparing for a huge move. I immediately thought, “How am I going to pay the rest of my bills on top of moving to another state?!” Then I had calmly remembered that I had extra money to fall back on in my emergency fund account. 

When I’m not hating that time of the month (you ladies know what I’m talking about), the rest of my hatred is usually reserved for the time when my bill statements arrive in my inbox. I don’t know about anyone else, but typically my bills all come during the same time of the month, during the first two weeks. Since I’m pretty good at managing my money, it’s not so much of a stressful time, but who loves to see money leaving their wallet?

No matter what age you are, I’m sure at some point you had a hard time making and sticking to a budget. Well, I’m right there with you. It’s hard to save your money and set financial goals when you are unaware of how much money is actually coming in and going out. A budget is simply a way to intentionally monitor your saving and spending.

Your money mindset is how you think and feel about money and the way in which you approach it. You all know now the emphasis I put on manifesting a positive mindset. A positive mind is fundamental to having a healthy relationship with your finances. It allows you to have self-restraint and discernment with your financial approaches.

If you're like me, I'm sure that you have some things that you have been wanting to save for or invest in. While I could wish up a money tree in the back of my yard for every little wish and want, the hard, cold reality is that I have to intentionally save for the things I want. Saving money is all about using delayed gratification to purchase the things you want and sometimes need. 

Are you finding that you are having a hard time focusing at your job or school? When you are being haunted by project deadlines, assignments, and meetings it can become difficult to remain disciplined when you are just simply wanting a break. If you're trying to keep your focus in a work or school environment, discipline is key.